Meet Ngaire, Financial Advisor at Thrive.

Ngaire Sothat, Financial Advisor.

Hi, I’m Ngaire!

As a Registered Financial Adviser at Thrive, I specialise in personal and business risk Insurance (Life, Trauma, Income/Mortgage protection, medical and Business protection)

My commitment to you is to make sure you receive financial support when you need it most.

Before joining the Insurance industry in 2015, I came from 15 years of Tourism and Hospitality. I was the Operations Manager for an accommodation provider at Massey University and operated our family business Angkor Restaurant in Palmerston North.

I am accredited with the NZ certificate in Financial services level 5 and committed to improving my knowledge and experience through continuing education, product accreditation, workshops and personal development each year.

I am passionate about educating and looking after my clients in all aspects of personal and business insurance and would love to be able to help you with your protection goals.

Community is another passion of mine. I migrated to NZ with my family from Thailand/Cambodia at the age of 5, and understand the diversity of our NZ community. As a volunteer community leader with the Manawatu Cambodian Buddhist Trust, I am involved with the development of the Buddhist Monastery here in the Manawatu.


Your health is your wealth! I believe in this statement and have been working towards being the best version of myself each day. I started my wellness journey in 2019 and continue to learn and grow, I have personally been able to achieve remission from diabetes due to my lifestyle and fitness disciplines. I hope to help inspire those around me to do the same for their health and wellness.

Family is important to me. My husband and daughter always keep things busy and exciting. We love to travel, eat and explore new places together.

What Ngaire’s Clients Say

“Ngaire has been our adviser for many years. She is warm, friendly and knowledgeable. She always makes sure we understand everything we have in our policy and makes it easy to understand. If you are looking for an insurance Adviser I would definitely recommend you give Ngaire a call.

— Chan Family

“We love having Ngaire as our insurance broker. Ngaire is very attentive to our needs and always available when needed with any matter or issue, no matter how big or small it may be. She is always willing to go the extra mile for us. She is a pleasure to deal with and I would highly recommend anyone needing insurance to give her a call.”

— Alana Satherley

“I knew nothing about Insurance but when I bought my first home I knew I needed some Life Insurance to ensure if anything happened to me, my family wouldn’t have to stress about the house or any other expenses. Ngaire at Thrive was amazing! She provided me with clear, concise information and was happy to answer all questions I had, explaining things in terms that I understood and making sure I was getting the right cover and value for money. Highly recommend her and the team at Thrive in Feilding for straight-up advice and putting your needs first.”

— Jessie Dixon

“Working with Ngaire has been a breeze. She helped us to understand the information and feel comfortable in the choices we made. She also gave us alternatives to make changes to suit our budget and family needs. We had endless questions and nothing was too much for her. We have recommended Ngaire from Thrive to our friends who are looking for a broker who will help them navigate the world of Insurance in an easy way.”


— Carl & Steph Eades

“I don't know what I would have done if Ngaire was not here to help me. Ngaire assisted me through two successful claims and made sure she supported me throughout the process. Her knowledge and guidance and support goes beyond her role. I would recommend her services, especially for those that are in the Cambodian community here in NZ. She can interpret in Cambodian and always makes sure you fully understand what you are covered for.

— Raymond Sin

“I didn't understand Insurance especially as English is my second language it was hard enough trying to pronounce Insurance. Ngaire's knowledge and experience helped me understand the importance of it. Ngaire is fluent in Cambodian and she was able to explain so that I was able to learn and understand how my insurance can help me. I would recommend Ngaire as your adviser she is efficient, great communication and has the best smile ever!”

— Sreymom Lor